Et Alia
![]()
...This is very cool! Our original investment was a total moonshot. We'd have never made it without the EIS tax breaks to mitigate any losses, nor in isolation; i.e. you need a portfolio of moonshots. This initial project will save 5,737 tonnes of CO₂-eq emissions per year – an equivalent of taking 1,240 cars off the road. It will also save 1,500 tonnes of food waste – which is what c. 21,420 Brits throw away annually. Long-term, the Better Origin team need to make a success of this deal. There are 26 million free range laying hens in the UK. If their solution was adopted across all of them, the carbon saving would be over 472,000 tonnes of CO₂ each year. |
Lifetime ISAs March 2018

This is our first – and probably last – "blog", and it’s about savings. This reflects two things. First, we don’t get out much. Second, we think this is worth reading.
Jumping straight in, our friends and investors (and their children) should consider the government’s Lifetime ISA scheme.
The basic proposition is:
It gets better:
The catch?
Our perspective is that unless you are a Premier League footballer, taking 5mins to open a Lifetime ISA and get a £1,000 contribution from the government is likely to be a productive use of your time.
We’ve done our Lifetime ISAs with Hargreaves Lansdown here.
What to invest the money in?
You can leave the money in cash or invest in shares or funds, including our VT Global Equity Income Fund which is where we invest - well we would...
Equally, there are lots of other good funds, and please remember that investments can go up or down in value.
If you do invest with us, let us know; that way we can notify you when our next blog hits in c. 2025. Do get in touch if none of the above makes sense or send any questions to [email protected]
Lastly, we want to make clear that none of the above should be considered advice, we’re just highlighting the government’s Lifetime ISA scheme. You should get your own advice, read everything you possibly can and then decide independently what to do.
Our motivation is simply to bring the Lifetime ISA to the attention of our friends and investors. Frankly, we’re a little embarrassed to blog on such a boring subject, but thought the potential benefits are worth a little embarrassment!
Jumping straight in, our friends and investors (and their children) should consider the government’s Lifetime ISA scheme.
The basic proposition is:
- Anyone aged between 18-39 years old can put £4k into a lifetime ISA (alongside a further £16k into a regular ISA.)
- The government will add £1k to it. Free money.
- The augmented £5k grows entirely tax free.
It gets better:
- Provided you (or your children) do your first Lifetime ISA before you’re 40, you can do it every year until you are 50.
- E.g. a 35 year old can put in £4k annually for 15 years and the government will contribute £15k over the period. Again, free money.
The catch?
- You can’t get the money out until you are 60 without paying a 25% charge. And fair enough. The government is incentivising people to save for their old age. They're just taking back some of their original money they put up as an incentive.
Our perspective is that unless you are a Premier League footballer, taking 5mins to open a Lifetime ISA and get a £1,000 contribution from the government is likely to be a productive use of your time.
We’ve done our Lifetime ISAs with Hargreaves Lansdown here.
What to invest the money in?
You can leave the money in cash or invest in shares or funds, including our VT Global Equity Income Fund which is where we invest - well we would...
Equally, there are lots of other good funds, and please remember that investments can go up or down in value.
If you do invest with us, let us know; that way we can notify you when our next blog hits in c. 2025. Do get in touch if none of the above makes sense or send any questions to [email protected]
Lastly, we want to make clear that none of the above should be considered advice, we’re just highlighting the government’s Lifetime ISA scheme. You should get your own advice, read everything you possibly can and then decide independently what to do.
Our motivation is simply to bring the Lifetime ISA to the attention of our friends and investors. Frankly, we’re a little embarrassed to blog on such a boring subject, but thought the potential benefits are worth a little embarrassment!
- The information on this webpage is provided for information purposes only and does not constitute a recommendation, offer or solicitation to buy any investments, securities or funds.
- Applications to invest in any fund referred to in this review must only be made on the basis of the offering documents relating to the specific investment.
- Past performance of an investment is not a guide to future performance; the value of investments and any income generated may go down as well as up and is not guaranteed.
- Nothing in this review constitutes any investment, legal, tax and other advice and it is not to be relied upon in making any investment decision.
- The content of this webpage is based upon sources of information believed to be reliable, however, no guarantee, warranty or representation is given to its accuracy or completeness.
- Whilst Vanneck funds may be available to retail investors via third party providers, please note that Vanneck does not have permission from the FCA to deal directly with Retail Clients.
- Websites referred to in the webpage are likely maintained by third parties over whom Vanneck has no control and we make no representations as to the accuracy of information contained in the links or other websites. You use such links at your own risk.